There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Peter Kinch of Dominion Lending Centres Origin .


Your house can be the biggest investment you make and your mortgage is often your single biggest expense. It’s important to look at this expense in the context of your entire Financial Plan. The first thing we’ll do is start with the end in mind. We’ll listen to learn more about your entire financial picture in order to truly determine the best mortgage product and structure that’s right for you. We look at where you are today, where you see yourself in 5, 10 or 15 years and then determine how best to structure your mortgage for today to ensure that you are positioned to accomplish your goals for the future. You need to work with a professional who understands what’s important to you.


Yes, rate is important. But sometimes chasing the best rate can be the most expensive decision you make. The most important aspect of your mortgage is knowing that it is structured in the best way that suits your short and long-term needs and knowing that you are working with someone who understands those goals.


Once we determine the best structure for your mortgage that is consistent with your short and long-term goals, we begin to look for lenders who have products that complement those goals. Not every lender has the same products and not all products are structured the same.


Peter Kinch has 20 years of experience in working with mortgages and finance and is considered one of the foremost experts in real estate finance for investors. Peter pioneered the concept of looking at a mortgage from a ‘portfolio’ approach as opposed to simply a one-off transaction. In the process, he and his team have arranged over $1 Billion of mortgage financing over the past 15 years for residential and commercial real estate investors. More importantly, Peter’s ‘5 Year Action Plan™’, which walks you through a business-planning approach to buying real estate, is considered one of the best tools in the market for any real estate investor. Peter’s best-selling book, ‘The Canadian Real Estate Action Plan' will provide you all the insight and tools you’ll need to succeed as an investor.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.


Our calculators will allow you to explore your Mortgage options.

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Current Rates

Current variable mortgage rate is


Current prime rate is


    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 3.04%
    • $475.30
    • 2.79%
    • $462.54
    • $12.76
    • 1 Year
    • 2.79%
    • $462.54
    • 1.69%
    • $408.64
    • $53.89
    • 2 Years
    • 2.94%
    • $470.17
    • 1.54%
    • $401.59
    • $68.59
    • 3 Years
    • 3.49%
    • $498.74
    • 1.54%
    • $401.59
    • $97.16
    • 4 Years
    • 3.74%
    • $512.02
    • 1.64%
    • $406.28
    • $105.74
    • 5 Years
    • 4.59%
    • $558.49
    • 1.59%
    • $403.93
    • $154.56
    • 7 Years
    • 5.35%
    • $601.69
    • 2.44%
    • $444.98
    • $156.70
    • 10 Years
    • 5.60%
    • $616.23
    • 2.84%
    • $465.07
    • $151.15
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.


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